Cedar Park, Round Rock and Austin Texas real estate listings, home buying, selling and relocation information

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Q	Due to low business and living expenses, what areas are considered to be the fastest growing in the country?
A	According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.
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Lisa Goldin, REALTORŽ, real estate agent and broker for Cedar Park, Round Rock and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Goldin Properties a GCM Holdings INC. company
Downtown Office Location- Frost Bank Tower
401 Congress Avenue #1540, Austin TX, 78701
North/Central Office Location:
9101 Burnet Road, Suite 108, Austin, TX, 78758
Office Phone: 512-347-8744
Fax: 866-703-6572
Cell: 512-632-5128
Toll-Free: 877-892-2987
Email: homes@lisagoldin.com
Email: gcmrelocation@lisagoldin.com
Lisa Goldin Properties, GCM Holdings Inc., REALTORŽ, a full service real estate company, provides positively GOLDIN results in all market conditions, with over 100 million in home sales 2006 & 2007. Lisa Goldin Properties assist hundreds of home buyers and sellers each year and is certified as a Womens Business Enterprise, certified as a HUB. Specializes in selling homes, lofts, condominiums, townhouses, garden homes, new construction homes, custom homes, resale homes and duplexes in Austin, Central Austin, Downtown Austin, Westlake, Round Rock, Cedar Park, Dripping Springs, Lakeway, and all surrounding areas. Lisa Goldin, Broker/Director, GRI, ABR is a true Austin native with over 20 years experience. Lisa and her team are leaders in the real estate industry. Call The real estate team that cares about you and your real estate future.

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NUMBER1EXPERT™ for Cedar Park real estate, Round Rock real estate and Austin real estate in Travis County, Texas, TX, New Construction, Luxury Homes. Lisa Goldin

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